Real estate appraisal services for homeowners in the city of Blackfoot and Bingham County
The top seven reasons why Idaho homeowners call on (208) 782-0233:
Do you own a home in or near Blackfoot? Do you need help determining the value of your real estate?
We at (208) 782-0233 understand the particular needs of a homeowner looking for appraisal services. Our typical business clients understand the appraisal process and the standard reporting formats. Being a consumer that probably doesn't look at appraisals every day,you can expect extra guidance and explanations through the appraisal process to more fully understand what we do and how we report the results of our analysis. Pre-listing Services/For Sale By OwnerIt's very hard to be objective about your home because you probably have an emotional attachment to it. The professional appraisers at (208) 782-0233 will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your home will attract many interested buyers, a professional appraisal is a very valuable negotiating tool once you have a likely buyer. It gives you something tangible to show your buyer. It's an independent third party's opinion of your house's price, and not just you saying how much you think your home is worth. Interested buyers know you have an emotional attachment to your home and will be far more likely to give credibility to an accomplished appraiser's value report than yours. Need to cancel PMI?A preferred way to cut costs for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are veterans in helping folks just like you delete unwanted PMI insurance. Challenging a property tax assessmentIf you live in a local area that is declining or is not appreciating as much as other houses nearby, your local tax assessor may have your home overvalued. That only means you're paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. Getting an expert appraisal from (208) 782-0233 is your number one weapon when contesting your property tax assessment. Was your HELOC recently frozen?Even if your specific property has not declined in value, your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area. This can this be annoying from a cash flow standpoint, and bad for your credit score since it may appear as though that credit line is maxed out. An expert appraisal from (208) 782-0233 can help you reinstate your HELOC. Do You Need Field and Desktop Appraisal Review Services?Do you need an expert to double-check your appraisal for preciseness, or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? (208) 782-0233 offers field reviews where we'll go out and check the subject and comparables in question. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files. Do you need a retrospective review of an appraisal? (208) 782-0233 can help with that too. Even though this is usually requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your property. |