Let (208) 782-0233 handle your appraisal needsThousands of people in Idaho purchase, sell or refinance their home each month. Many of these transactions include a simple line item for an appraisal. Most lenders still call for a local expert because the stakes are so high, even though there are an increasing number of automated home valuation methods that may appear to be more practical than an appraisal. Is obtaining a mortgage the only reason you should get an appraisal? Are there additional times when the services of a certified, independent real estate professional might be helpful? Absolutely. 
Appeal your tax assessmentIt's possible you're paying too much in property taxes if you live in an area where property values have declined. Ad Valorem taxes are based upon a previous assessment of your real estate, so if values are less than what they used to be in your area, you can challenge your assessment and save money. An appraisal from (208) 782-0233 is your best evidence when building your case. We can assist you in challenging your tax assessment. Get rid of PMI to lower your mortgage paymentWhen the amount being loaned to the home owneris more than 80% of the actual value of the home, almost all lenders ask buyers to take out this extra insurance policy. That policy is Private Mortgage Insurance, or PMI. Oftentimes, this extra payment is lumped into the monthly mortgage payment and is quickly forgotten. PMI becomes unnecessary when the remainder of the loan - whether through market appreciation or principal pay down - decreases below the 80% level, making this very unfavorable. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to remove the PMI installments when the loan-to-value ratio conditions have been met. If you'd like to eliminate PMI, (208) 782-0233 will produce a statement regarding the value of your home. The expense of the appraisal can generally be offset in little time because you'll no longer be paying the PMI. Get your appraisal from (208) 782-0233 Order onlineSettle a divorce with fewer hang-upsA divorce can be a very horrible event for both parties, and it is often even more complicated by the difficult decision of who keeps the home. Regardless of the circumstances, it's a good idea to get an appraisal from (208) 782-0233 so both parties are fully aware of the true market value of their home. If the parties want to sell the home, they'll have a a good idea of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment. Ascertain an accurate and fair valuation for estate liquidationThe death of a loved one is a hard time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Fair Market Value for the real estate involved. We ensure the utmost degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP). Unlike wealthier individuals, most Americans don't have dedicated estate planners or executors to take care of these affairs. A home or other property often makes up an unequal share of the total estate value, so understanding the true worth of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've received an honest deal. Relocate to or from Bingham County through an employee relocation programEmployee relocation is a stressful event, and we understand. We take great care in setting up a convenient appointment time for the appraisal inspection. During our intensive inspection, we encourage relocating employees to provide feedback on the positive aspects of their property, along with information regarding any recent sales or listings in their neighborhood that they want considered. Close on your home promptly — for the right priceA professional appraisal will help you make a better educated decision when determining your asking price, whether you want to sell your home on your own or use the assistance of a real estate agent. Apart from a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees are calculated on our efforts to finish the appraisal report and not a percentage of the sales price. On a daily basis, we examine the difference in value things like an extra bathroom or a kitchen remodel can make. And we're experts in knowing how long homesare on the market. So, obtaining a professional appraisal is a trusted way to decide what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time. 
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